The information provided below can be used to help you estimate the cost of the insurance premium for your real estate transaction. Please provide your best estimate of the closing date for your property. Endorsements will be requested by most lenders and can not be negotiated. However, the title company will not be certain of all endorsement requests until closer to the time of closing. Please be aware that those fees can vary. The standard Owner Title Policy rates and Mortgage Title rates in the state of Texas are promulgated by the Texas Department of Insurance.